Take all worn clothes into Goodwill or the like place, you can price each bag at $250.
Они дают квитанцию?

flexible spending account
Да... я знаю этот аккаунт. Нужно потратить все деньги, которые ты спланировал положить на этот счёт. Всё, что не потратил- пропадёт. И если тебя уволили или ты сам неожиданно ушёл- неистраченный остаток пропадает.

I'm not sure if it's true, but this is what I just read: "One consideration regarding medical FSAs is that the participating employee's entire annual contribution is available at the start of the plan year, commonly January 1, or after the first contribution to the FSA is received by the FSA vendor, depending on the plan. Therefore, if the employee experiences a qualifying event during the first period, the entire amount of the annual contribution can be claimed against the FSA benefits. If the employee is terminated, quits, or is unable to return to work, the money does not have to be repaid."

I'm not sure if it's true,
Может быть и правда, но это невозможно потратить большую сумму в начале периода. Это и твоё время, которогоможет не оказаться для процедуры, или расписание врача.... Очень рискованно надеяться на это. Но идея хорошая...

FSA money is VERY easy to spend.
Get new glasses, get a massage, get your teeth bleached, get braces, whatever... save on taxes. I use every penny of my FSA.

FSA money are carried over from year to the next year.
They are your money. Just spend them for the proper purposes.

Flexible spending accounts are “use-it-or-lose-it” plans. This means that amounts in the account at the end of the plan year cannot be carried over to the next year. However, the plan can provide for a grace period of up to 2? months after the end of the plan year. If there is a grace period, any qualified medical expenses incurred in that period can be paid from any amounts left in the account at the end of the previous year. Your employer is not permitted to refund any part of the balance to you.
***********.irs.gov/publications/p969/ar02.html

one more thing to do - if you have a car that is a piece of junk you can donate it to charity and write off the full Blue Book value.
Charity picks it up, gives you a receipt, takes care of paperwork.
Nice. Often more saved on taxes then selling it. Definitely more then trading in.

Julia, I don't think massages and teeth whitening can be considered "qualified medical expenses"

FSA money are carried over from year to the next year.
Нет, нет, и нет. Знаю это точно, на собственной шкуре. Всё, что не потратил- пропадёт.
Но есть другой аккаунт,там действительно можно переночить с одного года на другой.