In addition, remember how they fed or Timothy Geistner re evaluated the debt? so instead of being valued up to market they
counted the debt above the market value? So they bank were able to sell the bad loans and bad real estate deals at market value and get more money. For example if you try to go to the bank and ask to get your loan reduced you wouldn't be able to do it or do it as easily as the bank were able to do it. So the rich and the powerful profited on the crysis and we ended up holding the bag.